Dump Truck Insurance

What Is It?

What is Dump Truck insurance? Dump Truck insurance is a kind of insurance that helps protect your truck if something bad happens to it.  It also protects you in the event you hit someone.

Who's It For?

  • Dump Truck Operators
  • Owner Operators
  • Over The Road Truckers
  • Interstate Trucker
  • Intrastate Trucker
  • There are many more

What Is Offered?

  • Auto Liability Coverage
  • Physical Damage Coverage
  • Trailer Interchange Coverage
  • Motor Truck Cargo Coverage
  • Truckers General Liability
  • Many More Are Accessible

Get a Quote?

Dump Truck Insurance in California

Our economy is based on the trucking industry. Whether you own a box truck business or a trucking company, Coast Transport Insurance Service is committed to helping you reduce your risks and expenses.  Your business may be harmed by federal and/or state laws, gasoline prices, and claim frequency. By collaborating with a broker who is aware of these problems and can provide you with a competitive edge, you can avoid these obstacles on the road.

The global economy is based on the trucking industry. Whether you own a delivery business or a trucking company, Coast Transport Insurance Service is committed to assisting you in reducing risks and expenses.  We can help with practically any trucking operation, but here are some examples of areas where we have recently helped: intrastate and interstate haulers, dump truck operators, agriculture haulers, box truck carriers, auto haulers, bulk cement haulers, hot shot truckers, general freight truckers, produce haulers and  intermodal haulers

 

We can offer the following truck insurance products whether your an owner operator or large trucking fleet

  • Auto Liability Coverage
  • Physical Damage Coverage
  • Motor Truck Cargo Coverage
  • Truckers General Liability Coverage
  • Trailer Interchange Coverage
  • Non-Trucking Liability Coverage
  • Hired and Non-Owned Auto Coverage

Whether your an owner operator or large trucking fleet, here are some of the truck types we can insure

What is Dump Truck Insurance?

When it comes to truck insurance requirements, the Federal Motor Carrier Safety Administration (FMCSA) requires commercial motor vehicles with a gross vehicle weight rating (GVWR) of 10,001 pounds or more to be insured. This includes vehicles used for interstate or intrastate commerce as well as vehicles designed to transport 16 passengers or more. The requirement also applies to vehicles used to transport hazardous materials and agricultural commodities. This means that any vehicle transporting goods or materials for business purposes must be covered by an approved commercial truck insurance policy.

 

What Trucking Companies Need Dump Truck Insurance?

When it comes to commercial truck insurance, the FMCSA requires that all vehicles operating in interstate commerce must carry a minimum of $750,000 in liability insurance. This minimum requirement applies to all types of commercial motor vehicles, including tractor trailers and other vehicles that transport passengers or cargo. For intrastate commerce, the amount of coverage varies by state.
In addition to the required liability coverage, some states may also require motor carriers to have cargo insurance or physical damage insurance to protect their vehicles from theft, vandalism, accidents, and other types of damage. Motor carriers should be sure to check with their local state laws for more specific requirements for commercial truck insurance coverage.

 

GET A QUOTE!

What Coverages Are Available Through Dump Truck Insurance Policies?

If you’re a trucker, understanding what truck insurance covers and what is required to stay compliant is essential.  Let’s take a closer look at the different types of truck insurance coverages.

 

Auto Liability Coverage

  • Medical Coverage: May provide coverage for certain medical and funeral expenses for all those occupying a  covered vehicle involved in an accident.
  • Collision Coverage: May provide coverage in the event of a loss or damage to an insured vehicle caused by a collision or turnover.
  • Comprehensive Coverage: May provide coverage in the event of a loss or damage to an insured vehicle caused by incidents other than a collision.
  • Downtime Coverage: May provide coverage for rental cars costs to temporarily replace an insured vehicle due to a covered loss.
  • Motor Truck Cargo Coverage: Cover a truckers liability for property of others, while it is in their custody or control.
  • General Liability Coverage: Coverage protects the insured’s business for damages an insured is legally liable because of bodily injury / property damage caused by an accident arising out of the insured’s business operations, but not directly involving the insured vehicle.

Do Dump Truck Operators Need Motor Truck Cargo Coverage

Although dump trucks do not typically transport precious cargo, it is still recommended to add motor truck cargo coverage to their policy. Loads of soil, sand, gravel, and other items still possess a noteworthy value and motor truck cargo coverage can safeguard these kinds of freight.

How can I Get Dump Truck Insurance?

Contact a independent truck insurance agent at Coast Transport Insurance Services for help with truck insurance. Our agents will help you compare semi truck insurance policies from different companies, and we have the knowledge to help you decide which policy is best for your type of business.

 

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